Personal Lines Underwriter

Job Description

Position:                      Personal Lines Underwriter

Department:                Underwriting

Reports to:                  Personal Lines Supervisor

Classification:             Exempt, Regular Full-Time


Basic Function

Assists Personal Lines Supervisor in all aspects of personal lines underwriting.



  1. Issue Quotes on all personal lines of business.

  2. Review and analyze risk factors on all personal line applications, following the underwriting guidelines, and recommend appropriate coverage.

  3. Review & approve Security Mutual renewal policies following the underwriting guidelines.

  4. Order and review inspections, and respond with appropriate measures.

  5. Request legal notices of cancellation as needed.

  6. Communicate with agents regarding problems &/or missing information.

  7. Issue written correspondence to agents.

  8. Provide exceptional customer service to agents, insured’s & mortgagees.

  9. Approve reinstatements based on current risk factors, prior losses, and payment history.

  10. Visit company agents on occasion.

  11. Perform other related duties as assigned.



  12. Minimum 5 years Property/Casualty experience

  13. Bachelor’s Degree - preferred

  14. CIC or CPCU designation - preferred

  15. Strong verbal and written communication skills

  16. Ability to work under pressure and meet deadlines

  17. Strong Customer Service Skills

  18. Ability to work as a team

  19. Problem Solving Skills

  20. Ability to work with minimal supervision

  21. Computer Skills including Microsoft Office

  22. Professionalism

Contact Information: 
Lisa M. Kanellis, PHR, SHRM-C, Secretary 607-257-5000